You may be eligible for a Loan Against Property (LAP) if you meet these basic conditions:
You own a residential, commercial, or industrial property with a clear title
You are salaried, self-employed, or run a business
You are between 21 and 65 years of age
You can demonstrate ability to repay the loan (through income, cash flow, or alternate means)
Even if you don’t have formal income documents like salary slips or ITRs, you may still be eligible.
At Shubham Housing Finance, we specialize in giving loans to people without formal income proof. We assess your actual earning potential using a personalized approach—not just paperwork. And we do it with complete transparency and no hidden charges.
Answered a week ago
Shubham Finance
You may be eligible for a Loan Against Property (LAP) if you meet these basic conditions:
You own a residential, commercial, or industrial property with a clear title
You are salaried, self-employed, or run a business
You are between 21 and 65 years of age
You can demonstrate ability to repay the loan (through income, cash flow, or alternate means)
Even if you don’t have formal income documents like salary slips or ITRs, you may still be eligible.
At Shubham Housing Finance, we specialize in giving loans to people without formal income proof. We assess your actual earning potential using a personalized approach—not just paperwork. And we do it with complete transparency and no hidden charges.