A low CIBIL score doesn’t always mean you’re financially irresponsible sometimes it’s due to old defaults, medical emergencies, or lack of formal credit history.
Some modern housing finance companies, including Shubham Housing Finance, look beyond just the credit score. They also study current income behavior, stability of work, and repayment ability.
Because Shubham Housing Finance operates as a focused home loan finance company, their assessment model is often more practical for borrowers who are rebuilding their financial profile. This problem-solving approach is why many people explore such private housing loan companies after bank rejections.
Answered 3 weeks ago
Shubham Finance
A low CIBIL score doesn’t always mean you’re financially irresponsible sometimes it’s due to old defaults, medical emergencies, or lack of formal credit history.
Some modern housing finance companies, including Shubham Housing Finance, look beyond just the credit score. They also study current income behavior, stability of work, and repayment ability.
Because Shubham Housing Finance operates as a focused home loan finance company, their assessment model is often more practical for borrowers who are rebuilding their financial profile. This problem-solving approach is why many people explore such private housing loan companies after bank rejections.